Why it’s a Good Idea to Sell Insurance in 2019
Looking for a new career? No previous experience? No college degree? That’s ok!
If you’re self-motivated, like to learn, and you’re interested in solid earning potential, becoming an insurance agent might be a good fit for you. Here are 5 reasons why:
1.) You could own your business.
Many insurance agents begin get started because they like the idea of being their own boss and enjoying the flexibility that comes with it. You could earn equity as well as income once you are established. As a new insurance agent, you will decide if you would like to work for a specific company or for a brokerage where you will sell products from multiple agencies. It’s always good to look around and see what perks and support different companies and brokerages offer. Some will help you get started. Some will offer on-the-job training with a seasoned agent. Make sure you understand the particulars of any agency agreements you’re asked sign before committing to them.
Already excited to get started? The first thing you’ll need is to take your Prelicense Training.
2.) Earning potential is set by your drive and abilities.
Are you self-motivated? Are you a good sales person and do you enjoy working with people? Do you have a solid network or are you willing to work to build one? These are all skills that can help you start your insurance business. And the sky is the limit! In fact, the U.S. Bureau of Labor Statistics reports that the top ten percent of insurance agents in the U.S. earn more than $128,000 annually! It does take time for new agents to build their business. But the potential for high earnings keeps many agents motivated and striving to reach the next level year after year.
3.) You can help people protect what matters most
Whether you’re selling property and casualty insurance or life and health insurance, you’ll be talking with and listening to what is important to your clients. What properties and possessions do they want to protect? How do they plan to provide for their families? Your ability to understand and meet their needs with your expertise and knowledge could make a real difference. No one wants to imagine a disaster or death or disability. But as an insurance agent, it will be your job to help your clients plan ahead. So that if and when those situations arise, they’re able to cope and continue on.
4.) No college degree required
While some college or higher education subject (such as business, management, finance, or marketing) might prove helpful, it is not necessary to have a college degree. Your success as an insurance agent will be based on your personality, work ethic, determination, and ability to learn new skills on the job. You will need to be licensed in order to sell insurance and that will require some training to prepare for the licensing exam.
5.) You can prepare for your state licensing exam online, on your own schedule
For many, the idea of starting a new career seems daunting and going back to school to train for one even more so! The good news is, you can prepare for the CA insurance licensing exam online and on your own time. You never have to go into a classroom or write a term paper. And if you choose the right prelicensing training provider, you can pass the state exam the first time. Here’s what you should look for in a prelicensing program:
• 100% Online
Access from anywhere/anytime
• Exam prep INCLUDED in the timed course materials for FREE
CA requires you to complete 52 hours of study time before you take your licensing exam. Make sure the time you spend memorizing sample questions that will help you actually pass the exam count toward your total study time. And don’t pay extra for exam prep! It should be included since you need it to pass the state exam.
• Plenty of time to complete the course
Make sure there isn’t a 30 or 90 day cutoff. You don’t want to get locked out of your program just because you couldn’t get it all done on time.
• Help when you need it
Make sure there’ll be someone there if you need help using the online system or navigating the licensing process. Before you sign up for a program, give the company a call and ask some questions. Are they helpful? Are they kind and understanding? Will they be in your corner as you take this big step toward your future?
At Affordable Educators, we’re here to help you become a successful insurance agent! All of our prelicensing courses are 100% online. We also include the critical exam prep materials, which you NEED in order to pass the state exam, for FREE and as part of our timed curriculum. Your entire course is available to you for a whole year after you purchase. We know life happens and plans change. So take your time and study at your own pace. And we’ll be here to help you at every step of the way.
For more information check out our prelicensing courses or call 1-800-498-5100. We’d love to help you take that first step toward your new career as an insurance agent.