Are you Earthquake Certified? Get Ready Now!
Scientists predict the big one is on the way! Every adjuster MUST be Earthquake Certified to Adjust Earthquake Claims in California.
Why Do I need to Take Earthquake Training?
The California Department of Insurance has adopted regulations governing required training of insurance adjusters in evaluating damage caused by earthquakes and fair claims handling. These regulations can be found in the California Code of Regulations, Title 10, Chapter 5, Sub-chapter 7.5.1. In a nutshell, YOU MUST BE EARTHQUAKE AND FAIR CLAIMS CERTIFIED TO ADJUST EARTHQUAKE CLAIMS IN CALIFORNIA.
The California Earthquake Authority (issuers of almost 70% of all California earthquake policies) also requires adjusters be certified under the above regulations AND, in addition, take CEA-specific training in order to adjust CEA policy claims.
How do I get Earthquake Certified?
To adjust standard ISO Earthquake Claims...
Take our California Earthquake Course by reading our online text and passing a simple, open book exam. You will instantly receive your Earthquake Certificate AND Fair Claims Certification as well (required by the State of California) . . . BOTH from the same course! Our earthquake training certificate is good for three years!
To adjust California Earthquake Authority Claims...
1.) Take our Easy California Earthquake Course
Take our California Earthquake Course by reading our online text and passing a simple, open book exam. You will instantly receive your Earthquake Certificate AND Fair Claims Certification as well (required by CEA) . . . BOTH from the same course! Our earthquake training certificate is good for an entire three years!
2.) Take FREE CEA Training
Take FREE CEA online training at https://www.earthquakeauthority.com/Insurance-Professionals/For-Adjusters
NOTE: CEA currently has 2016 & 2019 versions of this course. You must take both versions to serve all policyholders . . . Some have the 2016 form while others have the 2019 form.
What Will I Learn From Earthquake Certification Training
- How to document earthquake damage.
- Creating or obtaining accurate estimates of all covered earthquake damage.
- Re-evaluating the estimate if the actual costs of repair differ from the costs listed on the original estimate.
- Inspection techniques for attics, crawlspaces, roofs, chimneys, foundations, and structural areas.
- Techniques to determine the difference between pre-existing and new cracks in concrete caused by earthquakes.
- Determining when repair or replacement of the concrete is appropriate as well as proper methods for concrete repair including injected epoxy methods.
- What to do if additional earthquake damage is found after repair of earthquake damage has begun.
- Determining the necessity for an engineer or expert to evaluate visible damage and indication of hidden damage.
- Understanding building code upgrade issues.
- Understanding earthquake policy forms.
- All about working with the California Earthquake Authority. . . Homeowner, condo and renter policy forms, deductible calculations, claim procedures, claim denials and special training requirements.
- The ins and outs of settlement disputes and California’s Earthquake Claims Mediation Program.
- Laws regarding the obligation of the insurer to investigate any earthquake damage and when it may be appropriate to seek legal counsel to assist in making this determination.
- A review of programs designed to assist earthquake victims, such as Small Business Administration and Federal Emergency Management Agency
- California Fair Claims Settlement Practices (Required by Title 10) BONUS: When you complete our training you will automatically earn a Fair Claims Settlement Certificate required annually under Title 10 of the California Code of Regulations.
- Adjuster duties, responsibilities and best practices
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