New Annuity & Life Insurance Training Frequently Asked Questions

2025 Annuity Rules

All life insurance agents that SELL or RECEIVE commissions from annuity products MUST take the new 2025 8 hour annuity course BEFORE July 1, 2025.  If you renew before July 1, 2025 (and sell annuities), you must take the new 2025 8 hour annuity (our course #230) AND the new 2025 4 hour annuity (our course # 232) for a total of 12 hours of annuity training.  

Short answer is YES, long answer is YES.  Any and ALL agents must take this new 8 hour annuity requirement (our course number is #230).

YES! If you are selling or receiving commissions from annuity products in the state of California, even as a non-resident agent, you will need to complete the new 2025 8-hour Annuity Course by July 1, 2025. 

No, the California 2025 Annuity Training (both for the eight-hour and four-hour) course requirements are specific CA requirements, which would not be included in the resident state’s best interest standard annuity course. 

YES! If the agent is a California resident, these courses will count toward the continuing education renewal requirements. 

Yes, if you are still selling or receiving commissions from annuity products, you will need to complete the 2025 8 hour Annuity course (#230) by June 30th, 2025 and then subsequent renewals will require the new 2025 4 hour Annuity (#232)

2025 Four Hour Life Policies Course

California resident and non-resident agents that sell non-term life insurance must complete this one-time course before soliciting individual consumers to sell non-term life insurance policies.

All life agents, both resident and non-resident, who were licensed ON or AFTER January 1, 2024, must complete this one-time four hour course.

Yes, the course is approved for 4 hours of continuing education credit. 

No, the Life Policies course is a one-time course. 

Yes, all life agents, resident or non-resident, licensed after Jan 1, 2024 must take this course.  It is only a one-time course. 

2025 Variable Life Two-Hour Course

Any life agent who sell variable life insurance products are required to complete the 2025 Variable Life Insurance course. 

Yes, starting January 1, 2025, all life agents who sell variable life insurance products are required to take this two hour course every renewal.

Yes, the 2025 Annuity courses do not cover the requirements for the 2025 Variable Life course, they are separate courses, covering separate topics. 

Affordable Educators’ System

To get started, we first want to make sure you are taking the courses you need to.  You can call/email/or chat our offices for a complimentary license review.  

 

If you know what courses you need, login here.  Once logged into your account, you can select the courses by clicking “Buy Courses” and choosing the ones you want.  After you pay, the courses will appear in your account.  

To review courses, please click here to view course descriptions.  

To login, please click here.  You do not need a password; you will simply login using your insurance license number.  If you do not have an account with us, simply click the
“Create a new account” button on our login page or click here. 

To edit your account information, login to your account here.  Once logged in, click the blue button on the top that says, Edit My Personal Information.  Please note, for security purposes, you will need the zip code for your last address you had in our system.   

To get started, create your account or login to an existing account. Select your courses and submit your payment + DOI posting fees. Then complete your courses and we will report your CE hours directly to Sircon.  

Upon checkout, you will input your code into the section called corporate code and hit the apply button.  If you do not have a code, please use code FAQ for 10% off. 

You have 30 days from the purchase of your original courses to get the all you can price.  All you have to pay beyond the initial fee (of $42) is the .67 DOI fee per credit hour, per course. 

No! Our Insurance continuing education is not timed.  You can take as long as you need to complete the courses as long as you get it into us before your license expires. 

We have three ways for you to submit your test results/answers: online (log in here), fax to 951-296-3004 or mail to POB 2048 Temecula, CA 92593

You can submit your results/answers via fax 951-296-3004 or mail to POB 2048, Temecula, CA 

You get instant results and instant certificates with all online courses. If you get your course materials online and choose to fax or mail your answers, we will grade your exam and send a Certificate of Completion by email within 24 hours.

If you are submitting your answers online, once you key in your answers and submit, our system will let you know instantly.  If you submit via fax or mail, we will email you a certificate as soon as you pass. 

No! With us, your courses never expire.  The key is you want to finish your continuing education courses BEFORE your license renewal. 

No! With us, your courses never expire.  The key is you want to finish your continuing education courses BEFORE your license renewal. 

We submit daily to Sircon (who submits to the DOI) and results are instantly posted.  If you need faster submission, please select the Rush service at checkout.  

To access your certificate, you can login to your account here.  Once logged in, locate and click the green button that says “Get Certificates Below”.  Or once logged in, you can simply scroll down until you see the section entitled “Completed Courses”. 

Access your certificate by following the above instructions (Where do I find my certificate) then locate the course you want to obtain a certificate for and click the Print/Save link next to the course.  When the printer option pops up, change the destination (typically your destination will be set to a printer) to Adobe PDF and click save. 

You can take continuing education courses up until midnight on the day you renew.  For example, if your renewal date is April 30th, you have until midnight on April 30th to take and submit courses.  

You can login into your account to see your course history with Affordable Educators here.  Or you can visit Sircon or Department of Insurance to view previously taken courses.  

License Renewal Questions:

The Department of Insurance is the regulating body that oversees insurance companies, as well as insurance agents.  To contact the DOI you can call them at 800-967-9331 or visit their website: https://www.insurance.ca.gov/

Sircon is the Department of Insurance’s Third party provider; you can use Sircon to check your license status and renew your license.  

In August of 2019, the Department of Insurance switched to a new third party provider called Sircon.  Sircon charges a fee of .67 a credit hour on top of our low prices.  

To renew your California Insurance License you will head over to www.sircon.com.  Once on their site, click the “Renew or Reinstate Your License” tab and follow the prompts.  Click here for more information. 

As of April 2023, the cost to renew your CA Insurance License is $188 per license.   

If you do not finish your CE on-time or if you pay your fees late, the DOI will charge you half the fee of your license.  For example, if you have a life and health license you will be charged $188 plus a late fee of $94.  

Technical Help

To create an account, please click here.  

Our system is most compatible with Chrome or Microsoft Edge. 

We only collect information needed to produce a certificate and send results to the State. All data is entered and stored on secure pages and servers indicated by the tiny lock at the top of your browser and the “https” code at the top.

Contact Us

Affordable Educators

PO Box 2048, Temecula CA 92593

orders@ceclass.com

(800) 498-5100

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